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How to open a CDS account and invest in Treasury Bonds and Bills ONLINE – Step by Step Guide.

Download the DhowCSD Mobile App or visit the DhowCSD online portal at:

For Android users:

For iOS users:

-New User: Click “Create Account”

-Existing User: Select “Already have a CSD account” to activate your online account; all your details will be transferred to the new system

-‘Securities’ tab shows the list of securities available for investment on the secondary market

-Enter your email address, choose a username, and set a password of your choice.
-Accept the Legal terms.
-Click on ‘Start registration.’

-You will now be redirected to the official registration process for your CSD account.

-Input your details as they appear on your official documents (I.D./ Passport)

-For an individual account, select ‘Physical Person’ under USER TYPE and ‘Household’ under ECONOMIC SECTOR

-Enter your phone number, (Main registered phone number). Other details are optional.

-This is the designated account for all payments from your investment. Please note that payments will no longer be made via cheque or via cash.

-Upload a passport photo and a copy of your ID or passport

-Include your KRA PIN certificate, and if applicable, provide the tax exemption certificate.

-Please note that individuals are not tax exempt, but specific entities such as NGOs and others may have tax exemption

-Finally, validate your email address by entering the verification code sent to your registered email.

NOTE: Your registration process must be completed within seven days or else the incomplete profile will be auto-deleted by the system.

-You will receive 2 emails: a registration email alert and an email notification from your settlement bank once the request is approved.

The account setup process usually takes 2-3 days (a significant improvement from the previous 1-month turnaround period).


@AIB_AXYSAfrica Twitter.

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