Financial services are the core of people’s lives. It enable them to participate in the economy, stabilise thier lives, grab opportunities for success, and pursue their dreams. For 1.8 billion people who currently don’t have access to finance services in the emerging society, we will be the source of new common sense. “Making sincere efforts with integrity to build their own credit is the most certain path to their better and richer lives.” With non-copyable technology and speed, we will be the new page of Africa’s history in its developing era by reforming old-fashioned financial services.