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Unlocking M-Pesa’s Potential: Why Transactional Data Should Serve the Entire Kenyan Financial Ecosystem.

Machine learning (ML) and predictive analytics are poised to transform Kenya’s financial sector. However, to maximize their potential, we need to address a critical issue: the vast trove of transactional data held by Safaricom’s M-Pesa platform. Democratizing this data, either for free or at a fair fee, could unlock benefits for the entire ecosystem, fostering innovation and improving credit reporting accuracy.

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